Carma Enterprises Inc Consumer Complaints
Carma Enterprises Inc has received 36 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 36 total complaints on file with the CFPB.
- Most complaints are about Credit reporting or other personal consumer reports (11).
- Timely response rate: 80.6%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Carma Enterprises Inc break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Credit reporting or other personal consumer reports | 11 | 30.6% |
| Debt collection | 10 | 27.8% |
| Consumer Loan | 6 | 16.7% |
| Credit reporting, credit repair services, or other personal consumer reports | 4 | 11.1% |
| Vehicle loan or lease | 3 | 8.3% |
| Credit card or prepaid card | 1 | 2.8% |
| Payday loan | 1 | 2.8% |
Most Common Issues
These are the specific issues consumers most frequently report about Carma Enterprises Inc.
Company Response Breakdown
When consumers file complaints, Carma Enterprises Inc responds in one of several ways. The breakdown below shows how Carma Enterprises Inc has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 34 | 94.4% |
| Closed with non-monetary relief | 2 | 5.6% |
Complaints by State
Top states where consumers have filed complaints against Carma Enterprises Inc.
| State | Complaints |
|---|---|
| Nevada | 17 |
| Florida | 3 |
| Georgia | 2 |
| Texas | 2 |
| Alabama | 1 |
| California | 1 |
| Connecticut | 1 |
| Illinois | 1 |
| Maryland | 1 |
| Missouri | 1 |
| North Carolina | 1 |
| New York | 1 |
| Ohio | 1 |
| Pennsylvania | 1 |
| Utah | 1 |
| Wisconsin | 1 |
Your Rights
What to do if you have a complaint against Carma Enterprises Inc
- Contact Carma Enterprises Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Carma Enterprises Inc have?
Carma Enterprises Inc has 36 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Carma Enterprises Inc?
The most common issue reported is Incorrect information on your report with 8 complaints.
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How do I file a complaint against Carma Enterprises Inc?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Carma Enterprises Inc respond to complaints on time?
Carma Enterprises Inc has a 80.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.