Key Takeaways

  • 139 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (111).
  • Timely response rate: 96.4%.
  • Consumer disputed rate: 0.0% of resolved complaints.
139 Total complaints
96.4% Timely response rate
0.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Mid-South Adjustment Co., Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 111 79.9%
Credit reporting, credit repair services, or other personal consumer reports 16 11.5%
Credit reporting or other personal consumer reports 12 8.6%

Most Common Issues

These are the specific issues consumers most frequently report about Mid-South Adjustment Co., Inc..

Attempts to collect debt not owed 42
Written notification about debt 25
Took or threatened to take negative or legal action 23
False statements or representation 15
Incorrect information on your report 12
Problem with a credit reporting company's investigation into an existing problem 9
Communication tactics 5
Improper use of your report 4
Problem with a company's investigation into an existing problem 3
Threatened to contact someone or share information improperly 1

Company Response Breakdown

When consumers file complaints, Mid-South Adjustment Co., Inc. responds in one of several ways. The breakdown below shows how Mid-South Adjustment Co., Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 139 100%

Complaints by State

Top states where consumers have filed complaints against Mid-South Adjustment Co., Inc..

Your Rights

What to do if you have a complaint against Mid-South Adjustment Co., Inc.

  1. Contact Mid-South Adjustment Co., Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Mid-South Adjustment Co., Inc. have?

    Mid-South Adjustment Co., Inc. has 139 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Mid-South Adjustment Co., Inc.?

    The most common issue reported is Attempts to collect debt not owed with 42 complaints.

  • How do I file a complaint against Mid-South Adjustment Co., Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Mid-South Adjustment Co., Inc. respond to complaints on time?

    Mid-South Adjustment Co., Inc. has a 96.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.