Simmons First National Corporation Consumer Complaints
Simmons First National Corporation has received 337 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 337 total complaints on file with the CFPB.
- Most complaints are about Checking or savings account (173).
- Timely response rate: 98.8%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Simmons First National Corporation break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Checking or savings account | 173 | 51.3% |
| Mortgage | 39 | 11.6% |
| Credit reporting or other personal consumer reports | 25 | 7.4% |
| Credit reporting, credit repair services, or other personal consumer reports | 24 | 7.1% |
| Credit card or prepaid card | 21 | 6.2% |
| Money transfer, virtual currency, or money service | 15 | 4.5% |
| Credit card | 12 | 3.6% |
| Debt collection | 10 | 3.0% |
| Payday loan, title loan, personal loan, or advance loan | 8 | 2.4% |
| Vehicle loan or lease | 7 | 2.1% |
| Payday loan, title loan, or personal loan | 3 | 0.9% |
Most Common Issues
These are the specific issues consumers most frequently report about Simmons First National Corporation.
Company Response Breakdown
When consumers file complaints, Simmons First National Corporation responds in one of several ways. The breakdown below shows how Simmons First National Corporation has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 303 | 89.9% |
| Closed with monetary relief | 29 | 8.6% |
| Closed with non-monetary relief | 4 | 1.2% |
| In progress | 1 | 0.3% |
Complaints by State
Top states where consumers have filed complaints against Simmons First National Corporation.
| State | Complaints |
|---|---|
| Arkansas | 99 |
| Missouri | 50 |
| Texas | 47 |
| Tennessee | 37 |
| Oklahoma | 23 |
| Florida | 11 |
| California | 7 |
| Georgia | 6 |
| Arizona | 5 |
| Maryland | 4 |
| Nevada | 4 |
| Illinois | 3 |
| New Jersey | 3 |
| Oregon | 3 |
| Colorado | 2 |
| Idaho | 2 |
| Kansas | 2 |
| Kentucky | 2 |
| Louisiana | 2 |
| Massachusetts | 2 |
Your Rights
What to do if you have a complaint against Simmons First National Corporation
- Contact Simmons First National Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Simmons First National Corporation have?
Simmons First National Corporation has 337 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Simmons First National Corporation?
The most common issue reported is Managing an account with 87 complaints.
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How do I file a complaint against Simmons First National Corporation?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Simmons First National Corporation respond to complaints on time?
Simmons First National Corporation has a 98.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.