Key Takeaways

  • 280 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, personal loan, or advance loan (229).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 0.0% of resolved complaints.
280 Total complaints
99.6% Timely response rate
0.0% Consumer disputed rate
Payday loan, title loan, personal loan, or advance loan Most common product

Complaints by Product

The following table shows how complaints against Uprova Credit, LLC break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, personal loan, or advance loan 229 81.8%
Payday loan, title loan, or personal loan 36 12.9%
Debt collection 6 2.1%
Credit reporting or other personal consumer reports 4 1.4%
Checking or savings account 2 0.7%
Credit card 1 0.4%
Credit reporting, credit repair services, or other personal consumer reports 1 0.4%
Debt or credit management 1 0.4%

Most Common Issues

These are the specific issues consumers most frequently report about Uprova Credit, LLC.

Charged fees or interest you didn't expect 149
Struggling to pay your loan 47
Problem with the payoff process at the end of the loan 15
Getting the loan 13
Problem when making payments 8
Received a loan you didn't apply for 6
Can't stop withdrawals from your bank account 5
Was approved for a loan, but didn't receive the money 5
Getting a line of credit 3
Incorrect information on your report 3

Company Response Breakdown

When consumers file complaints, Uprova Credit, LLC responds in one of several ways. The breakdown below shows how Uprova Credit, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 280 100%

Complaints by State

Top states where consumers have filed complaints against Uprova Credit, LLC.

Your Rights

What to do if you have a complaint against Uprova Credit, LLC

  1. Contact Uprova Credit, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Uprova Credit, LLC have?

    Uprova Credit, LLC has 280 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Uprova Credit, LLC?

    The most common issue reported is Charged fees or interest you didn't expect with 149 complaints.

  • How do I file a complaint against Uprova Credit, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Uprova Credit, LLC respond to complaints on time?

    Uprova Credit, LLC has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.