Bancorpsouth Bank Consumer Complaints
Bancorpsouth Bank has received 229 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 229 total complaints on file with the CFPB.
- Most complaints are about Mortgage (76).
- Timely response rate: 96.9%.
- Consumer disputed rate: 11.4% of resolved complaints.
Complaints by Product
The following table shows how complaints against Bancorpsouth Bank break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Mortgage | 76 | 33.2% |
| Bank account or service | 63 | 27.5% |
| Checking or savings account | 53 | 23.1% |
| Credit card | 8 | 3.5% |
| Credit card or prepaid card | 8 | 3.5% |
| Credit reporting, credit repair services, or other personal consumer reports | 7 | 3.1% |
| Consumer Loan | 5 | 2.2% |
| Money transfer, virtual currency, or money service | 3 | 1.3% |
| Payday loan, title loan, or personal loan | 3 | 1.3% |
| Debt collection | 1 | 0.4% |
| Prepaid card | 1 | 0.4% |
| Student loan | 1 | 0.4% |
Most Common Issues
These are the specific issues consumers most frequently report about Bancorpsouth Bank.
Company Response Breakdown
When consumers file complaints, Bancorpsouth Bank responds in one of several ways. The breakdown below shows how Bancorpsouth Bank has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 188 | 82.1% |
| Closed with monetary relief | 31 | 13.5% |
| Closed with non-monetary relief | 5 | 2.2% |
| Closed without relief | 4 | 1.7% |
| Closed | 1 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against Bancorpsouth Bank.
| State | Complaints |
|---|---|
| Mississippi | 74 |
| Tennessee | 34 |
| Texas | 34 |
| Alabama | 17 |
| Arkansas | 17 |
| Louisiana | 17 |
| California | 8 |
| Missouri | 6 |
| Florida | 3 |
| Maryland | 2 |
| Michigan | 2 |
| Minnesota | 2 |
| Nevada | 2 |
| New York | 2 |
| Connecticut | 1 |
| Ohio | 1 |
| Oklahoma | 1 |
Your Rights
What to do if you have a complaint against Bancorpsouth Bank
- Contact Bancorpsouth Bank directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Bancorpsouth Bank have?
Bancorpsouth Bank has 229 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Bancorpsouth Bank?
The most common issue reported is Managing an account with 28 complaints.
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How do I file a complaint against Bancorpsouth Bank?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does Bancorpsouth Bank respond to complaints on time?
Bancorpsouth Bank has a 96.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.