CreditNinja Lending, LLC Consumer Complaints
CreditNinja Lending, LLC has received 252 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Jun 1, 2026Key Takeaways
- 252 total complaints on file with the CFPB.
- Most complaints are about Payday loan, title loan, personal loan, or advance loan (108).
- Timely response rate: 97.2%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against CreditNinja Lending, LLC break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Payday loan, title loan, personal loan, or advance loan | 108 | 42.9% |
| Debt collection | 58 | 23.0% |
| Payday loan, title loan, or personal loan | 39 | 15.5% |
| Credit reporting or other personal consumer reports | 34 | 13.5% |
| Credit reporting, credit repair services, or other personal consumer reports | 7 | 2.8% |
| Credit card | 2 | 0.8% |
| Money transfer, virtual currency, or money service | 2 | 0.8% |
| Checking or savings account | 1 | 0.4% |
| Debt or credit management | 1 | 0.4% |
Most Common Issues
These are the specific issues consumers most frequently report about CreditNinja Lending, LLC.
Company Response Breakdown
When consumers file complaints, CreditNinja Lending, LLC responds in one of several ways. The breakdown below shows how CreditNinja Lending, LLC has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 233 | 92.5% |
| Closed with non-monetary relief | 10 | 4% |
| Closed with monetary relief | 8 | 3.2% |
| In progress | 1 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against CreditNinja Lending, LLC.
| State | Complaints |
|---|---|
| Texas | 91 |
| Florida | 30 |
| California | 23 |
| South Carolina | 17 |
| Missouri | 11 |
| Arizona | 10 |
| Indiana | 8 |
| Minnesota | 7 |
| Ohio | 5 |
| Utah | 5 |
| Alabama | 4 |
| Louisiana | 4 |
| Oklahoma | 4 |
| Wisconsin | 4 |
| Arkansas | 3 |
| Kansas | 3 |
| Michigan | 3 |
| Tennessee | 3 |
| Georgia | 2 |
| Nevada | 2 |
Your Rights
What to do if you have a complaint against CreditNinja Lending, LLC
- Contact CreditNinja Lending, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does CreditNinja Lending, LLC have?
CreditNinja Lending, LLC has 252 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about CreditNinja Lending, LLC?
The most common issue reported is Charged fees or interest you didn't expect with 67 complaints.
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How do I file a complaint against CreditNinja Lending, LLC?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does CreditNinja Lending, LLC respond to complaints on time?
CreditNinja Lending, LLC has a 97.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.