Greenstate Credit Union Consumer Complaints
Greenstate Credit Union has received 137 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 137 total complaints on file with the CFPB.
- Most complaints are about Credit reporting or other personal consumer reports (48).
- Timely response rate: 98.5%.
- Consumer disputed rate: 0.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Greenstate Credit Union break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Credit reporting or other personal consumer reports | 48 | 35.0% |
| Debt collection | 23 | 16.8% |
| Checking or savings account | 21 | 15.3% |
| Vehicle loan or lease | 21 | 15.3% |
| Mortgage | 10 | 7.3% |
| Credit card | 8 | 5.8% |
| Money transfer, virtual currency, or money service | 4 | 2.9% |
| Credit reporting, credit repair services, or other personal consumer reports | 1 | 0.7% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.7% |
Most Common Issues
These are the specific issues consumers most frequently report about Greenstate Credit Union.
Company Response Breakdown
When consumers file complaints, Greenstate Credit Union responds in one of several ways. The breakdown below shows how Greenstate Credit Union has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 111 | 81% |
| Closed with non-monetary relief | 18 | 13.1% |
| Closed with monetary relief | 8 | 5.8% |
Complaints by State
Top states where consumers have filed complaints against Greenstate Credit Union.
| State | Complaints |
|---|---|
| Iowa | 62 |
| Illinois | 33 |
| Texas | 5 |
| Florida | 4 |
| Missouri | 4 |
| Georgia | 3 |
| Tennessee | 3 |
| Wisconsin | 3 |
| California | 2 |
| Colorado | 2 |
| Maryland | 2 |
| Michigan | 2 |
| Minnesota | 2 |
| Alabama | 1 |
| Arizona | 1 |
| Kentucky | 1 |
| Mississippi | 1 |
| North Carolina | 1 |
| Nebraska | 1 |
| Nevada | 1 |
Your Rights
What to do if you have a complaint against Greenstate Credit Union
- Contact Greenstate Credit Union directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Greenstate Credit Union have?
Greenstate Credit Union has 137 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Greenstate Credit Union?
The most common issue reported is Incorrect information on your report with 35 complaints.
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How do I file a complaint against Greenstate Credit Union?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Greenstate Credit Union respond to complaints on time?
Greenstate Credit Union has a 98.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.