Key Takeaways

  • 331 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (277).
  • Timely response rate: 93.1%.
  • Consumer disputed rate: 12.7% of resolved complaints.
331 Total complaints
93.1% Timely response rate
12.7% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against N.A.R., Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 277 83.7%
Credit reporting, credit repair services, or other personal consumer reports 32 9.7%
Credit reporting or other personal consumer reports 14 4.2%
Bank account or service 2 0.6%
Consumer Loan 2 0.6%
Credit card 1 0.3%
Credit card or prepaid card 1 0.3%
Payday loan, title loan, or personal loan 1 0.3%
Student loan 1 0.3%

Most Common Issues

These are the specific issues consumers most frequently report about N.A.R., Inc..

Attempts to collect debt not owed 78
False statements or representation 47
Written notification about debt 38
Took or threatened to take negative or legal action 33
Cont'd attempts collect debt not owed 32
Incorrect information on your report 31
Disclosure verification of debt 18
Communication tactics 17
Improper contact or sharing of info 6
Improper use of your report 5

Company Response Breakdown

When consumers file complaints, N.A.R., Inc. responds in one of several ways. The breakdown below shows how N.A.R., Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 327 98.8%
In progress 3 0.9%
Closed with non-monetary relief 1 0.3%

Complaints by State

Top states where consumers have filed complaints against N.A.R., Inc..

Your Rights

What to do if you have a complaint against N.A.R., Inc.

  1. Contact N.A.R., Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does N.A.R., Inc. have?

    N.A.R., Inc. has 331 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about N.A.R., Inc.?

    The most common issue reported is Attempts to collect debt not owed with 78 complaints.

  • How do I file a complaint against N.A.R., Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does N.A.R., Inc. respond to complaints on time?

    N.A.R., Inc. has a 93.1% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.