Key Takeaways

  • 2,095 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (1,045).
  • Timely response rate: 98.3%.
  • Consumer disputed rate: 10.2% of resolved complaints.
2,095 Total complaints
98.3% Timely response rate
10.2% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Populus Financial Group, Inc. (F/K/A Ace Cash Express) break down by financial product category.

Product Complaints % of Total
Debt collection 1,045 49.9%
Payday loan, title loan, or personal loan 362 17.3%
Payday loan 326 15.6%
Payday loan, title loan, personal loan, or advance loan 87 4.2%
Consumer Loan 80 3.8%
Money transfer, virtual currency, or money service 65 3.1%
Credit reporting, credit repair services, or other personal consumer reports 41 2.0%
Checking or savings account 29 1.4%
Credit card or prepaid card 14 0.7%
Other financial service 13 0.6%
Bank account or service 10 0.5%
Credit reporting or other personal consumer reports 6 0.3%
Money transfers 6 0.3%
Prepaid card 6 0.3%
Credit card 2 0.1%
Debt or credit management 2 0.1%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Populus Financial Group, Inc. (F/K/A Ace Cash Express).

Took or threatened to take negative or legal action 295
Communication tactics 222
False statements or representation 141
Struggling to pay your loan 132
Taking/threatening an illegal action 131
Charged fees or interest I didn't expect 113
Can't contact lender 95
Charged fees or interest you didn't expect 83
Attempts to collect debt not owed 77
Cont'd attempts collect debt not owed 65

Company Response Breakdown

When consumers file complaints, Populus Financial Group, Inc. (F/K/A Ace Cash Express) responds in one of several ways. The breakdown below shows how Populus Financial Group, Inc. (F/K/A Ace Cash Express) has resolved complaints.

Response Count Percentage
Closed with explanation 2,019 96.4%
Closed 65 3.1%
In progress 5 0.2%
Closed with monetary relief 4 0.2%
Closed with non-monetary relief 2 0.1%

Complaints by State

Top states where consumers have filed complaints against Populus Financial Group, Inc. (F/K/A Ace Cash Express).

Your Rights

What to do if you have a complaint against Populus Financial Group, Inc. (F/K/A Ace Cash Express)

  1. Contact Populus Financial Group, Inc. (F/K/A Ace Cash Express) directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Populus Financial Group, Inc. (F/K/A Ace Cash Express) have?

    Populus Financial Group, Inc. (F/K/A Ace Cash Express) has 2,095 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Populus Financial Group, Inc. (F/K/A Ace Cash Express)?

    The most common issue reported is Took or threatened to take negative or legal action with 295 complaints.

  • How do I file a complaint against Populus Financial Group, Inc. (F/K/A Ace Cash Express)?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Populus Financial Group, Inc. (F/K/A Ace Cash Express) respond to complaints on time?

    Populus Financial Group, Inc. (F/K/A Ace Cash Express) has a 98.3% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.