Risecredit, LLC Consumer Complaints
Risecredit, LLC has received 810 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 810 total complaints on file with the CFPB.
- Most complaints are about Debt collection (214).
- Timely response rate: 93.6%.
- Consumer disputed rate: 17.3% of resolved complaints.
Complaints by Product
The following table shows how complaints against Risecredit, LLC break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 214 | 26.4% |
| Payday loan, title loan, or personal loan | 184 | 22.7% |
| Credit reporting, credit repair services, or other personal consumer reports | 164 | 20.2% |
| Consumer Loan | 121 | 14.9% |
| Payday loan | 74 | 9.1% |
| Credit reporting or other personal consumer reports | 22 | 2.7% |
| Credit reporting | 10 | 1.2% |
| Payday loan, title loan, personal loan, or advance loan | 10 | 1.2% |
| Bank account or service | 6 | 0.7% |
| Credit card | 3 | 0.4% |
| Money transfer, virtual currency, or money service | 2 | 0.2% |
Most Common Issues
These are the specific issues consumers most frequently report about Risecredit, LLC.
Company Response Breakdown
When consumers file complaints, Risecredit, LLC responds in one of several ways. The breakdown below shows how Risecredit, LLC has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 798 | 98.5% |
| Closed | 8 | 1% |
| Closed with non-monetary relief | 3 | 0.4% |
| Closed with monetary relief | 1 | 0.1% |
Complaints by State
Top states where consumers have filed complaints against Risecredit, LLC.
| State | Complaints |
|---|---|
| California | 203 |
| Texas | 105 |
| Ohio | 72 |
| South Carolina | 65 |
| Alabama | 45 |
| Wisconsin | 44 |
| Georgia | 43 |
| Missouri | 40 |
| Illinois | 28 |
| Mississippi | 18 |
| Tennessee | 16 |
| Utah | 16 |
| Delaware | 13 |
| New Mexico | 12 |
| Kansas | 11 |
| Louisiana | 10 |
| Florida | 7 |
| Idaho | 7 |
| North Carolina | 6 |
| Maryland | 4 |
Your Rights
What to do if you have a complaint against Risecredit, LLC
- Contact Risecredit, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Risecredit, LLC have?
Risecredit, LLC has 810 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Risecredit, LLC?
The most common issue reported is Incorrect information on your report with 139 complaints.
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How do I file a complaint against Risecredit, LLC?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Risecredit, LLC respond to complaints on time?
Risecredit, LLC has a 93.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.