Key Takeaways

  • 616 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (191).
  • Timely response rate: 97.7%.
  • Consumer disputed rate: 13.1% of resolved complaints.
616 Total complaints
97.7% Timely response rate
13.1% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Sun Loan Company Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 191 31.0%
Credit reporting or other personal consumer reports 160 26.0%
Credit reporting, credit repair services, or other personal consumer reports 99 16.1%
Payday loan, title loan, or personal loan 84 13.6%
Payday loan, title loan, personal loan, or advance loan 49 8.0%
Consumer Loan 22 3.6%
Payday loan 8 1.3%
Checking or savings account 1 0.2%
Credit reporting 1 0.2%
Vehicle loan or lease 1 0.2%

Most Common Issues

These are the specific issues consumers most frequently report about Sun Loan Company Inc..

Incorrect information on your report 148
Problem with a company's investigation into an existing problem 54
Attempts to collect debt not owed 53
Improper use of your report 52
Took or threatened to take negative or legal action 45
Problem with a credit reporting company's investigation into an existing problem 38
Struggling to pay your loan 32
Communication tactics 27
Problem when making payments 22
Written notification about debt 22

Company Response Breakdown

When consumers file complaints, Sun Loan Company Inc. responds in one of several ways. The breakdown below shows how Sun Loan Company Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 575 93.3%
Closed with non-monetary relief 33 5.4%
Closed with monetary relief 5 0.8%
Closed 2 0.3%
In progress 1 0.2%

Complaints by State

Top states where consumers have filed complaints against Sun Loan Company Inc..

Your Rights

What to do if you have a complaint against Sun Loan Company Inc.

  1. Contact Sun Loan Company Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Sun Loan Company Inc. have?

    Sun Loan Company Inc. has 616 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Sun Loan Company Inc.?

    The most common issue reported is Incorrect information on your report with 148 complaints.

  • How do I file a complaint against Sun Loan Company Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Sun Loan Company Inc. respond to complaints on time?

    Sun Loan Company Inc. has a 97.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.