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Alcar Inc. Consumer Complaints

Alcar Inc. has received 48 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.

Data last updated: Jun 1, 2026

Key Takeaways

  • 48 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, personal loan, or advance loan (18).
  • Timely response rate: 93.8%.
  • Consumer disputed rate: 0.0% of resolved complaints.
48 Total complaints
93.8% Timely response rate
0.0% Consumer disputed rate
Payday loan, title loan, personal loan, or advance loan Most common product

Complaints by Product

The following table shows how complaints against Alcar Inc. break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, personal loan, or advance loan 18 37.5%
Credit reporting or other personal consumer reports 16 33.3%
Debt collection 10 20.8%
Checking or savings account 3 6.3%
Student loan 1 2.1%

Most Common Issues

These are the specific issues consumers most frequently report about Alcar Inc..

Incorrect information on your report 12
Getting the loan 6
False statements or representation 4
Charged fees or interest you didn't expect 3
Problem when making payments 3
Attempts to collect debt not owed 2
Improper use of your report 2
Opening an account 2
Problem with a company's investigation into an existing problem 2
Struggling to pay your loan 2

Company Response Breakdown

When consumers file complaints, Alcar Inc. responds in one of several ways. The breakdown below shows how Alcar Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 48 100%

Complaints by State

Top states where consumers have filed complaints against Alcar Inc..

State Complaints
Texas 7
Illinois 5
Virginia 5
California 4
North Carolina 4
New Jersey 3
Connecticut 2
Delaware 2
New Hampshire 2
Ohio 2
South Carolina 2
Arkansas 1
Arizona 1
Florida 1
Georgia 1
Kansas 1
Minnesota 1
Missouri 1
New York 1
Oklahoma 1

Your Rights

What to do if you have a complaint against Alcar Inc.

  1. Contact Alcar Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Alcar Inc. have?

    Alcar Inc. has 48 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Alcar Inc.?

    The most common issue reported is Incorrect information on your report with 12 complaints.

  • How do I file a complaint against Alcar Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Alcar Inc. respond to complaints on time?

    Alcar Inc. has a 93.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Legal Disclaimer: FreeNetLaw provides general legal information, not legal advice. The information on this site is not a substitute for consultation with a licensed attorney. Laws vary by jurisdiction and change frequently. Always verify information with official sources and consult a qualified attorney for advice about your specific situation.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.