Key Takeaways

  • 281 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (143).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 0.0% of resolved complaints.
281 Total complaints
100.0% Timely response rate
0.0% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Branch Messenger, Inc. break down by financial product category.

Product Complaints % of Total
Checking or savings account 143 50.9%
Prepaid card 72 25.6%
Money transfer, virtual currency, or money service 45 16.0%
Credit card 16 5.7%
Credit card or prepaid card 3 1.1%
Credit reporting or other personal consumer reports 2 0.7%

Most Common Issues

These are the specific issues consumers most frequently report about Branch Messenger, Inc..

Managing an account 93
Problem with a purchase or transfer 48
Problem with a lender or other company charging your account 31
Fraud or scam 16
Problem with a purchase shown on your statement 11
Closing an account 10
Unauthorized transactions or other transaction problem 10
Unexpected or other fees 10
Problem getting a card or closing an account 9
Trouble accessing funds in your mobile or digital wallet 6

Company Response Breakdown

When consumers file complaints, Branch Messenger, Inc. responds in one of several ways. The breakdown below shows how Branch Messenger, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 281 100%

Complaints by State

Top states where consumers have filed complaints against Branch Messenger, Inc..

Your Rights

What to do if you have a complaint against Branch Messenger, Inc.

  1. Contact Branch Messenger, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Branch Messenger, Inc. have?

    Branch Messenger, Inc. has 281 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Branch Messenger, Inc.?

    The most common issue reported is Managing an account with 93 complaints.

  • How do I file a complaint against Branch Messenger, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Branch Messenger, Inc. respond to complaints on time?

    Branch Messenger, Inc. has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.