Key Takeaways

  • 288 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (236).
  • Timely response rate: 99.3%.
  • Consumer disputed rate: 21.3% of resolved complaints.
288 Total complaints
99.3% Timely response rate
21.3% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against BYL Collection Services break down by financial product category.

Product Complaints % of Total
Debt collection 236 81.9%
Credit reporting, credit repair services, or other personal consumer reports 38 13.2%
Credit reporting 12 4.2%
Credit reporting or other personal consumer reports 2 0.7%

Most Common Issues

These are the specific issues consumers most frequently report about BYL Collection Services.

Attempts to collect debt not owed 78
Cont'd attempts collect debt not owed 44
Disclosure verification of debt 35
Written notification about debt 35
False statements or representation 26
Incorrect information on your report 24
Incorrect information on credit report 12
Communication tactics 10
Improper use of your report 8
Problem with a credit reporting company's investigation into an existing problem 6

Company Response Breakdown

When consumers file complaints, BYL Collection Services responds in one of several ways. The breakdown below shows how BYL Collection Services has resolved complaints.

Response Count Percentage
Closed with explanation 287 99.7%
Closed 1 0.3%

Complaints by State

Top states where consumers have filed complaints against BYL Collection Services.

Your Rights

What to do if you have a complaint against BYL Collection Services

  1. Contact BYL Collection Services directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does BYL Collection Services have?

    BYL Collection Services has 288 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about BYL Collection Services?

    The most common issue reported is Attempts to collect debt not owed with 78 complaints.

  • How do I file a complaint against BYL Collection Services?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does BYL Collection Services respond to complaints on time?

    BYL Collection Services has a 99.3% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.