Key Takeaways

  • 845 total complaints on file with the CFPB.
  • Most complaints are about Credit reporting or other personal consumer reports (573).
  • Timely response rate: 94.4%.
  • Consumer disputed rate: 0.0% of resolved complaints.
845 Total complaints
94.4% Timely response rate
0.0% Consumer disputed rate
Credit reporting or other personal consumer reports Most common product

Complaints by Product

The following table shows how complaints against Ava Finance, Inc break down by financial product category.

Product Complaints % of Total
Credit reporting or other personal consumer reports 573 67.8%
Debt collection 165 19.5%
Credit card 69 8.2%
Payday loan, title loan, personal loan, or advance loan 17 2.0%
Debt or credit management 11 1.3%
Checking or savings account 9 1.1%
Money transfer, virtual currency, or money service 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Ava Finance, Inc.

Incorrect information on your report 376
Improper use of your report 110
Problem with a company's investigation into an existing problem 106
Took or threatened to take negative or legal action 62
Attempts to collect debt not owed 56
False statements or representation 31
Getting a credit card 14
Problem when making payments 13
Written notification about debt 13
Didn't provide services promised 6

Company Response Breakdown

When consumers file complaints, Ava Finance, Inc responds in one of several ways. The breakdown below shows how Ava Finance, Inc has resolved complaints.

Response Count Percentage
Closed with explanation 837 99.1%
In progress 5 0.6%
Closed with non-monetary relief 3 0.4%

Complaints by State

Top states where consumers have filed complaints against Ava Finance, Inc.

Your Rights

What to do if you have a complaint against Ava Finance, Inc

  1. Contact Ava Finance, Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Ava Finance, Inc have?

    Ava Finance, Inc has 845 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Ava Finance, Inc?

    The most common issue reported is Incorrect information on your report with 376 complaints.

  • How do I file a complaint against Ava Finance, Inc?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Ava Finance, Inc respond to complaints on time?

    Ava Finance, Inc has a 94.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.