Credit Systems International, Inc. Consumer Complaints
Credit Systems International, Inc. has received 2,036 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 2,036 total complaints on file with the CFPB.
- Most complaints are about Debt collection (1,678).
- Timely response rate: 97.7%.
- Consumer disputed rate: 23.1% of resolved complaints.
Complaints by Product
The following table shows how complaints against Credit Systems International, Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 1,678 | 82.4% |
| Credit reporting or other personal consumer reports | 240 | 11.8% |
| Credit reporting, credit repair services, or other personal consumer reports | 111 | 5.5% |
| Credit reporting | 3 | 0.1% |
| Debt or credit management | 2 | 0.1% |
| Bank account or service | 1 | 0.0% |
| Credit card or prepaid card | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about Credit Systems International, Inc..
Company Response Breakdown
When consumers file complaints, Credit Systems International, Inc. responds in one of several ways. The breakdown below shows how Credit Systems International, Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 2,036 | 100% |
Complaints by State
Top states where consumers have filed complaints against Credit Systems International, Inc..
| State | Complaints |
|---|---|
| Texas | 1,224 |
| Georgia | 275 |
| Alabama | 171 |
| Florida | 55 |
| California | 29 |
| New Jersey | 27 |
| Mississippi | 22 |
| Arizona | 18 |
| Louisiana | 15 |
| New York | 15 |
| North Carolina | 14 |
| Oklahoma | 12 |
| Colorado | 11 |
| South Carolina | 11 |
| Tennessee | 11 |
| Illinois | 10 |
| Maryland | 10 |
| Ohio | 10 |
| Pennsylvania | 10 |
| Oregon | 8 |
Your Rights
What to do if you have a complaint against Credit Systems International, Inc.
- Contact Credit Systems International, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
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How many complaints does Credit Systems International, Inc. have?
Credit Systems International, Inc. has 2,036 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about Credit Systems International, Inc.?
The most common issue reported is Attempts to collect debt not owed with 698 complaints.
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How do I file a complaint against Credit Systems International, Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Credit Systems International, Inc. respond to complaints on time?
Credit Systems International, Inc. has a 97.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.