Key Takeaways

  • 190 total complaints on file with the CFPB.
  • Most complaints are about Student loan (100).
  • Timely response rate: 90.0%.
  • Consumer disputed rate: 19.0% of resolved complaints.
190 Total complaints
90.0% Timely response rate
19.0% Consumer disputed rate
Student loan Most common product

Complaints by Product

The following table shows how complaints against Kentucky Higher Education Assistance Authority break down by financial product category.

Product Complaints % of Total
Student loan 100 52.6%
Credit reporting, credit repair services, or other personal consumer reports 45 23.7%
Debt collection 27 14.2%
Credit reporting or other personal consumer reports 18 9.5%

Most Common Issues

These are the specific issues consumers most frequently report about Kentucky Higher Education Assistance Authority.

Dealing with your lender or servicer 53
Incorrect information on your report 47
Problem with a credit reporting company's investigation into an existing problem 15
Struggling to repay your loan 13
Attempts to collect debt not owed 10
Dealing with my lender or servicer 8
Improper use of your report 8
Can't repay my loan 6
Getting a loan 6
Written notification about debt 5

Company Response Breakdown

When consumers file complaints, Kentucky Higher Education Assistance Authority responds in one of several ways. The breakdown below shows how Kentucky Higher Education Assistance Authority has resolved complaints.

Response Count Percentage
Closed with explanation 188 98.9%
Closed 1 0.5%
Closed with non-monetary relief 1 0.5%

Complaints by State

Top states where consumers have filed complaints against Kentucky Higher Education Assistance Authority.

Your Rights

What to do if you have a complaint against Kentucky Higher Education Assistance Authority

  1. Contact Kentucky Higher Education Assistance Authority directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Kentucky Higher Education Assistance Authority have?

    Kentucky Higher Education Assistance Authority has 190 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Kentucky Higher Education Assistance Authority?

    The most common issue reported is Dealing with your lender or servicer with 53 complaints.

  • How do I file a complaint against Kentucky Higher Education Assistance Authority?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Kentucky Higher Education Assistance Authority respond to complaints on time?

    Kentucky Higher Education Assistance Authority has a 90.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.