Key Takeaways

  • 5,552 total complaints on file with the CFPB.
  • Most complaints are about Credit card or prepaid card (2,373).
  • Timely response rate: 97.7%.
  • Consumer disputed rate: 8.4% of resolved complaints.
5,552 Total complaints
97.7% Timely response rate
8.4% Consumer disputed rate
Credit card or prepaid card Most common product

Complaints by Product

The following table shows how complaints against Netspend Corporation break down by financial product category.

Product Complaints % of Total
Credit card or prepaid card 2,373 42.7%
Prepaid card 1,322 23.8%
Checking or savings account 1,319 23.8%
Money transfer, virtual currency, or money service 181 3.3%
Credit card 155 2.8%
Bank account or service 147 2.6%
Credit reporting, credit repair services, or other personal consumer reports 18 0.3%
Debt collection 17 0.3%
Credit reporting or other personal consumer reports 5 0.1%
Debt or credit management 4 0.1%
Money transfers 4 0.1%
Payday loan, title loan, or personal loan 3 0.1%
Payday loan, title loan, personal loan, or advance loan 2 0.0%
Payday loan 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Netspend Corporation.

Managing an account 725
Problem with a purchase or transfer 722
Problem getting a card or closing an account 720
Trouble using the card 711
Unexpected or other fees 417
Opening an account 279
Getting a credit card 208
Advertising 195
Closing an account 160
Fraud or scam 147

Company Response Breakdown

When consumers file complaints, Netspend Corporation responds in one of several ways. The breakdown below shows how Netspend Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 5,484 98.8%
Closed with monetary relief 58 1%
Closed 8 0.1%
Closed with non-monetary relief 1 0%
In progress 1 0%

Complaints by State

Top states where consumers have filed complaints against Netspend Corporation.

State Complaints
California 778
Texas 465
Florida 357
New York 321
Georgia 211
Ohio 209
Illinois 190
Pennsylvania 189
North Carolina 152
Michigan 151
Maryland 149
Virginia 136
Washington 129
New Jersey 128
Arizona 122
Tennessee 122
Missouri 113
Colorado 107
Indiana 101
Nevada 96

Your Rights

What to do if you have a complaint against Netspend Corporation

  1. Contact Netspend Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Netspend Corporation have?

    Netspend Corporation has 5,552 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Netspend Corporation?

    The most common issue reported is Managing an account with 725 complaints.

  • How do I file a complaint against Netspend Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Netspend Corporation respond to complaints on time?

    Netspend Corporation has a 97.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.