Key Takeaways

  • 3,400 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (2,748).
  • Timely response rate: 99.9%.
  • Consumer disputed rate: 26.9% of resolved complaints.
3,400 Total complaints
99.9% Timely response rate
26.9% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against ONLINE Information Services, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 2,748 80.8%
Credit reporting or other personal consumer reports 358 10.5%
Credit reporting, credit repair services, or other personal consumer reports 259 7.6%
Credit reporting 24 0.7%
Debt or credit management 5 0.1%
Bank account or service 2 0.1%
Credit card 2 0.1%
Consumer Loan 1 0.0%
Credit card or prepaid card 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about ONLINE Information Services, Inc..

Attempts to collect debt not owed 1,349
Written notification about debt 548
Incorrect information on your report 327
Took or threatened to take negative or legal action 274
False statements or representation 258
Improper use of your report 139
Cont'd attempts collect debt not owed 118
Communication tactics 82
Problem with a company's investigation into an existing problem 77
Disclosure verification of debt 76

Company Response Breakdown

When consumers file complaints, ONLINE Information Services, Inc. responds in one of several ways. The breakdown below shows how ONLINE Information Services, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 2,432 71.5%
Closed with non-monetary relief 967 28.4%
Closed 1 0%

Complaints by State

Top states where consumers have filed complaints against ONLINE Information Services, Inc..

Your Rights

What to do if you have a complaint against ONLINE Information Services, Inc.

  1. Contact ONLINE Information Services, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does ONLINE Information Services, Inc. have?

    ONLINE Information Services, Inc. has 3,400 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about ONLINE Information Services, Inc.?

    The most common issue reported is Attempts to collect debt not owed with 1,349 complaints.

  • How do I file a complaint against ONLINE Information Services, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does ONLINE Information Services, Inc. respond to complaints on time?

    ONLINE Information Services, Inc. has a 99.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.