Opportunity Financial, LLC Consumer Complaints
Opportunity Financial, LLC has received 1,778 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 1,778 total complaints on file with the CFPB.
- Most complaints are about Credit reporting or other personal consumer reports (612).
- Timely response rate: 99.2%.
- Consumer disputed rate: 6.3% of resolved complaints.
Complaints by Product
The following table shows how complaints against Opportunity Financial, LLC break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Credit reporting or other personal consumer reports | 612 | 34.4% |
| Debt collection | 509 | 28.6% |
| Payday loan, title loan, personal loan, or advance loan | 335 | 18.8% |
| Payday loan, title loan, or personal loan | 151 | 8.5% |
| Credit reporting, credit repair services, or other personal consumer reports | 129 | 7.3% |
| Credit card | 11 | 0.6% |
| Credit card or prepaid card | 11 | 0.6% |
| Consumer Loan | 9 | 0.5% |
| Payday loan | 5 | 0.3% |
| Debt or credit management | 3 | 0.2% |
| Checking or savings account | 2 | 0.1% |
| Student loan | 1 | 0.1% |
Most Common Issues
These are the specific issues consumers most frequently report about Opportunity Financial, LLC.
Company Response Breakdown
When consumers file complaints, Opportunity Financial, LLC responds in one of several ways. The breakdown below shows how Opportunity Financial, LLC has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 1,766 | 99.3% |
| Closed with non-monetary relief | 10 | 0.6% |
| Closed | 2 | 0.1% |
Complaints by State
Top states where consumers have filed complaints against Opportunity Financial, LLC.
| State | Complaints |
|---|---|
| Florida | 298 |
| Texas | 174 |
| Illinois | 125 |
| Virginia | 120 |
| California | 119 |
| Michigan | 75 |
| North Carolina | 68 |
| South Carolina | 68 |
| Tennessee | 60 |
| Arizona | 59 |
| Ohio | 56 |
| Alabama | 53 |
| Georgia | 44 |
| Indiana | 44 |
| Missouri | 41 |
| Mississippi | 34 |
| Washington | 33 |
| New Jersey | 27 |
| Nevada | 27 |
| Minnesota | 26 |
Your Rights
What to do if you have a complaint against Opportunity Financial, LLC
- Contact Opportunity Financial, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Opportunity Financial, LLC have?
Opportunity Financial, LLC has 1,778 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about Opportunity Financial, LLC?
The most common issue reported is Incorrect information on your report with 460 complaints.
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How do I file a complaint against Opportunity Financial, LLC?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Opportunity Financial, LLC respond to complaints on time?
Opportunity Financial, LLC has a 99.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.