Key Takeaways

  • 1,452 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (495).
  • Timely response rate: 99.2%.
  • Consumer disputed rate: 13.3% of resolved complaints.
1,452 Total complaints
99.2% Timely response rate
13.3% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Thaxton Investment Corporation break down by financial product category.

Product Complaints % of Total
Debt collection 495 34.1%
Credit reporting or other personal consumer reports 381 26.2%
Credit reporting, credit repair services, or other personal consumer reports 198 13.6%
Payday loan, title loan, or personal loan 152 10.5%
Payday loan, title loan, personal loan, or advance loan 134 9.2%
Consumer Loan 52 3.6%
Vehicle loan or lease 18 1.2%
Payday loan 6 0.4%
Credit card 5 0.3%
Credit reporting 3 0.2%
Credit card or prepaid card 2 0.1%
Debt or credit management 2 0.1%
Money transfer, virtual currency, or money service 2 0.1%
Bank account or service 1 0.1%
Checking or savings account 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Thaxton Investment Corporation.

Incorrect information on your report 320
Attempts to collect debt not owed 180
Improper use of your report 157
Took or threatened to take negative or legal action 99
Problem with a company's investigation into an existing problem 97
Struggling to pay your loan 76
Communication tactics 75
Problem when making payments 53
Problem with a credit reporting company's investigation into an existing problem 49
False statements or representation 41

Company Response Breakdown

When consumers file complaints, Thaxton Investment Corporation responds in one of several ways. The breakdown below shows how Thaxton Investment Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 1,262 86.9%
Closed with non-monetary relief 171 11.8%
Closed with monetary relief 11 0.8%
In progress 7 0.5%
Closed 1 0.1%

Complaints by State

Top states where consumers have filed complaints against Thaxton Investment Corporation.

Your Rights

What to do if you have a complaint against Thaxton Investment Corporation

  1. Contact Thaxton Investment Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Thaxton Investment Corporation have?

    Thaxton Investment Corporation has 1,452 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Thaxton Investment Corporation?

    The most common issue reported is Incorrect information on your report with 320 complaints.

  • How do I file a complaint against Thaxton Investment Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Thaxton Investment Corporation respond to complaints on time?

    Thaxton Investment Corporation has a 99.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.