Key Takeaways

  • 2,684 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (2,258).
  • Timely response rate: 91.4%.
  • Consumer disputed rate: 22.8% of resolved complaints.
2,684 Total complaints
91.4% Timely response rate
22.8% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Wakefield & Associates, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 2,258 84.1%
Credit reporting, credit repair services, or other personal consumer reports 412 15.4%
Credit reporting 6 0.2%
Consumer Loan 2 0.1%
Credit card 1 0.0%
Credit card or prepaid card 1 0.0%
Mortgage 1 0.0%
Payday loan, title loan, or personal loan 1 0.0%
Student loan 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Wakefield & Associates, Inc..

Attempts to collect debt not owed 943
Written notification about debt 568
Incorrect information on your report 249
False statements or representation 193
Communication tactics 165
Cont'd attempts collect debt not owed 122
Took or threatened to take negative or legal action 117
Problem with a credit reporting company's investigation into an existing problem 104
Disclosure verification of debt 101
Improper use of your report 46

Company Response Breakdown

When consumers file complaints, Wakefield & Associates, Inc. responds in one of several ways. The breakdown below shows how Wakefield & Associates, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 2,625 97.8%
Closed with non-monetary relief 39 1.5%
Closed 19 0.7%
Closed with monetary relief 1 0%

Complaints by State

Top states where consumers have filed complaints against Wakefield & Associates, Inc..

Your Rights

What to do if you have a complaint against Wakefield & Associates, Inc.

  1. Contact Wakefield & Associates, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Wakefield & Associates, Inc. have?

    Wakefield & Associates, Inc. has 2,684 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Wakefield & Associates, Inc.?

    The most common issue reported is Attempts to collect debt not owed with 943 complaints.

  • How do I file a complaint against Wakefield & Associates, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Wakefield & Associates, Inc. respond to complaints on time?

    Wakefield & Associates, Inc. has a 91.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.