Advantage Credit, Inc. Consumer Complaints
Advantage Credit, Inc. has received 349 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 349 total complaints on file with the CFPB.
- Most complaints are about Credit reporting or other personal consumer reports (187).
- Timely response rate: 100.0%.
- Consumer disputed rate: 50.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against Advantage Credit, Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Credit reporting or other personal consumer reports | 187 | 53.6% |
| Credit reporting, credit repair services, or other personal consumer reports | 137 | 39.3% |
| Mortgage | 10 | 2.9% |
| Debt collection | 7 | 2.0% |
| Credit card | 2 | 0.6% |
| Credit card or prepaid card | 2 | 0.6% |
| Credit reporting | 2 | 0.6% |
| Debt or credit management | 2 | 0.6% |
Most Common Issues
These are the specific issues consumers most frequently report about Advantage Credit, Inc..
Company Response Breakdown
When consumers file complaints, Advantage Credit, Inc. responds in one of several ways. The breakdown below shows how Advantage Credit, Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 349 | 100% |
Complaints by State
Top states where consumers have filed complaints against Advantage Credit, Inc..
| State | Complaints |
|---|---|
| California | 65 |
| Texas | 53 |
| Florida | 49 |
| New York | 24 |
| Georgia | 20 |
| Illinois | 15 |
| Michigan | 15 |
| Ohio | 10 |
| North Carolina | 9 |
| Washington | 9 |
| Pennsylvania | 8 |
| Colorado | 7 |
| Arizona | 6 |
| New Jersey | 6 |
| Virginia | 6 |
| Louisiana | 5 |
| Massachusetts | 4 |
| Maryland | 4 |
| Oregon | 4 |
| South Carolina | 4 |
Your Rights
What to do if you have a complaint against Advantage Credit, Inc.
- Contact Advantage Credit, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Advantage Credit, Inc. have?
Advantage Credit, Inc. has 349 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about Advantage Credit, Inc.?
The most common issue reported is Improper use of your report with 243 complaints.
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How do I file a complaint against Advantage Credit, Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Advantage Credit, Inc. respond to complaints on time?
Advantage Credit, Inc. has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.