Key Takeaways

  • 6,563 total complaints on file with the CFPB.
  • Most complaints are about Vehicle loan or lease (2,634).
  • Timely response rate: 97.6%.
  • Consumer disputed rate: 25.0% of resolved complaints.
6,563 Total complaints
97.6% Timely response rate
25.0% Consumer disputed rate
Vehicle loan or lease Most common product

Complaints by Product

The following table shows how complaints against Bridgecrest Acceptance Corporation break down by financial product category.

Product Complaints % of Total
Vehicle loan or lease 2,634 40.1%
Credit reporting or other personal consumer reports 1,829 27.9%
Debt collection 1,177 17.9%
Credit reporting, credit repair services, or other personal consumer reports 800 12.2%
Consumer Loan 59 0.9%
Payday loan, title loan, or personal loan 14 0.2%
Credit card 12 0.2%
Money transfer, virtual currency, or money service 9 0.1%
Payday loan, title loan, personal loan, or advance loan 9 0.1%
Checking or savings account 6 0.1%
Credit card or prepaid card 6 0.1%
Debt or credit management 5 0.1%
Bank account or service 1 0.0%
Mortgage 1 0.0%
Prepaid card 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Bridgecrest Acceptance Corporation.

Incorrect information on your report 1,639
Managing the loan or lease 858
Repossession 621
Improper use of your report 580
Attempts to collect debt not owed 468
Problem with a company's investigation into an existing problem 449
Struggling to pay your loan 358
Problems at the end of the loan or lease 288
Problem with a credit reporting company's investigation into an existing problem 259
Took or threatened to take negative or legal action 242

Company Response Breakdown

When consumers file complaints, Bridgecrest Acceptance Corporation responds in one of several ways. The breakdown below shows how Bridgecrest Acceptance Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 6,361 96.9%
In progress 196 3%
Closed with non-monetary relief 4 0.1%
Closed with monetary relief 2 0%

Complaints by State

Top states where consumers have filed complaints against Bridgecrest Acceptance Corporation.

State Complaints
Georgia 867
Texas 830
Florida 720
California 449
North Carolina 364
Pennsylvania 331
Illinois 254
Ohio 208
South Carolina 206
Maryland 194
Virginia 181
Nevada 158
Tennessee 155
New York 150
Arizona 144
Alabama 137
Michigan 129
New Jersey 117
Missouri 106
Indiana 105

Your Rights

What to do if you have a complaint against Bridgecrest Acceptance Corporation

  1. Contact Bridgecrest Acceptance Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Bridgecrest Acceptance Corporation have?

    Bridgecrest Acceptance Corporation has 6,563 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Bridgecrest Acceptance Corporation?

    The most common issue reported is Incorrect information on your report with 1,639 complaints.

  • How do I file a complaint against Bridgecrest Acceptance Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Bridgecrest Acceptance Corporation respond to complaints on time?

    Bridgecrest Acceptance Corporation has a 97.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.