Bull City Financial Solutions, Inc Consumer Complaints
Bull City Financial Solutions, Inc has received 2,326 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 2,326 total complaints on file with the CFPB.
- Most complaints are about Debt collection (1,804).
- Timely response rate: 97.5%.
- Consumer disputed rate: 23.7% of resolved complaints.
Complaints by Product
The following table shows how complaints against Bull City Financial Solutions, Inc break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 1,804 | 77.6% |
| Credit reporting or other personal consumer reports | 355 | 15.3% |
| Credit reporting, credit repair services, or other personal consumer reports | 162 | 7.0% |
| Debt or credit management | 3 | 0.1% |
| Credit reporting | 1 | 0.0% |
| Vehicle loan or lease | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about Bull City Financial Solutions, Inc.
Company Response Breakdown
When consumers file complaints, Bull City Financial Solutions, Inc responds in one of several ways. The breakdown below shows how Bull City Financial Solutions, Inc has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 2,285 | 98.2% |
| Closed | 31 | 1.3% |
| Closed with non-monetary relief | 10 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against Bull City Financial Solutions, Inc.
| State | Complaints |
|---|---|
| North Carolina | 1,038 |
| Florida | 421 |
| South Carolina | 226 |
| Ohio | 93 |
| Georgia | 85 |
| Virginia | 63 |
| Indiana | 54 |
| Texas | 47 |
| New York | 37 |
| California | 32 |
| Oklahoma | 26 |
| Kentucky | 17 |
| Illinois | 16 |
| New Jersey | 16 |
| Maryland | 14 |
| Michigan | 14 |
| Tennessee | 14 |
| District of Columbia | 13 |
| Alabama | 12 |
| Pennsylvania | 10 |
Your Rights
What to do if you have a complaint against Bull City Financial Solutions, Inc
- Contact Bull City Financial Solutions, Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Bull City Financial Solutions, Inc have?
Bull City Financial Solutions, Inc has 2,326 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Bull City Financial Solutions, Inc?
The most common issue reported is Attempts to collect debt not owed with 883 complaints.
-
How do I file a complaint against Bull City Financial Solutions, Inc?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does Bull City Financial Solutions, Inc respond to complaints on time?
Bull City Financial Solutions, Inc has a 97.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.