Key Takeaways

  • 1,268 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (924).
  • Timely response rate: 99.1%.
  • Consumer disputed rate: 24.0% of resolved complaints.
1,268 Total complaints
99.1% Timely response rate
24.0% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Charles Schwab Corporation, the break down by financial product category.

Product Complaints % of Total
Checking or savings account 924 72.9%
Money transfer, virtual currency, or money service 98 7.7%
Bank account or service 94 7.4%
Credit reporting, credit repair services, or other personal consumer reports 63 5.0%
Mortgage 31 2.4%
Credit card 19 1.5%
Credit card or prepaid card 13 1.0%
Credit reporting or other personal consumer reports 10 0.8%
Debt collection 8 0.6%
Money transfers 3 0.2%
Payday loan, title loan, or personal loan 3 0.2%
Debt or credit management 1 0.1%
Vehicle loan or lease 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Charles Schwab Corporation, the.

Managing an account 543
Closing an account 146
Opening an account 109
Problem with a lender or other company charging your account 95
Account opening, closing, or management 52
Fraud or scam 48
Improper use of your report 47
Incorrect information on your report 23
Other transaction problem 22
Problem caused by your funds being low 22

Company Response Breakdown

When consumers file complaints, Charles Schwab Corporation, the responds in one of several ways. The breakdown below shows how Charles Schwab Corporation, the has resolved complaints.

Response Count Percentage
Closed with explanation 1,150 90.7%
Closed with monetary relief 82 6.5%
Closed with non-monetary relief 26 2.1%
Closed without relief 3 0.2%
In progress 3 0.2%
Closed 2 0.2%
Closed with relief 2 0.2%

Complaints by State

Top states where consumers have filed complaints against Charles Schwab Corporation, the.

Your Rights

What to do if you have a complaint against Charles Schwab Corporation, the

  1. Contact Charles Schwab Corporation, the directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Charles Schwab Corporation, the have?

    Charles Schwab Corporation, the has 1,268 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Charles Schwab Corporation, the?

    The most common issue reported is Managing an account with 543 complaints.

  • How do I file a complaint against Charles Schwab Corporation, the?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Charles Schwab Corporation, the respond to complaints on time?

    Charles Schwab Corporation, the has a 99.1% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.