Key Takeaways

  • 17,247 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (6,171).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 17.9% of resolved complaints.
17,247 Total complaints
100.0% Timely response rate
17.9% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Citizens Financial Group, Inc. break down by financial product category.

Product Complaints % of Total
Checking or savings account 6,171 35.8%
Mortgage 3,648 21.2%
Bank account or service 2,045 11.9%
Credit reporting, credit repair services, or other personal consumer reports 874 5.1%
Credit reporting or other personal consumer reports 782 4.5%
Debt collection 652 3.8%
Credit card 606 3.5%
Credit card or prepaid card 477 2.8%
Money transfer, virtual currency, or money service 457 2.6%
Vehicle loan or lease 432 2.5%
Student loan 346 2.0%
Payday loan, title loan, or personal loan 294 1.7%
Consumer Loan 284 1.6%
Payday loan, title loan, personal loan, or advance loan 130 0.8%
Money transfers 25 0.1%
Credit reporting 8 0.0%
Prepaid card 7 0.0%
Debt or credit management 5 0.0%
Other financial service 3 0.0%
Payday loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Citizens Financial Group, Inc..

Managing an account 3,639
Trouble during payment process 1,288
Incorrect information on your report 873
Account opening, closing, or management 776
Opening an account 697
Closing an account 680
Improper use of your report 633
Problem with a lender or other company charging your account 556
Problem caused by your funds being low 550
Loan servicing, payments, escrow account 531

Company Response Breakdown

When consumers file complaints, Citizens Financial Group, Inc. responds in one of several ways. The breakdown below shows how Citizens Financial Group, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 13,810 80.1%
Closed with monetary relief 3,051 17.7%
Closed without relief 182 1.1%
Closed with relief 97 0.6%
Closed with non-monetary relief 75 0.4%
In progress 27 0.2%
Closed 5 0%

Complaints by State

Top states where consumers have filed complaints against Citizens Financial Group, Inc..

State Complaints
Pennsylvania 2,824
New York 2,467
Massachusetts 2,414
Ohio 955
Michigan 912
New Jersey 755
Florida 720
Rhode Island 624
California 529
Connecticut 503
Illinois 484
New Hampshire 439
Texas 371
Delaware 307
Georgia 307
Virginia 264
Maryland 256
North Carolina 201
Vermont 133
Arizona 129

Your Rights

What to do if you have a complaint against Citizens Financial Group, Inc.

  1. Contact Citizens Financial Group, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Citizens Financial Group, Inc. have?

    Citizens Financial Group, Inc. has 17,247 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Citizens Financial Group, Inc.?

    The most common issue reported is Managing an account with 3,639 complaints.

  • How do I file a complaint against Citizens Financial Group, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Citizens Financial Group, Inc. respond to complaints on time?

    Citizens Financial Group, Inc. has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.