Key Takeaways

  • 3,276 total complaints on file with the CFPB.
  • Most complaints are about Credit card (1,007).
  • Timely response rate: 99.5%.
  • Consumer disputed rate: 14.8% of resolved complaints.
3,276 Total complaints
99.5% Timely response rate
14.8% Consumer disputed rate
Credit card Most common product

Complaints by Product

The following table shows how complaints against Continental Finance Company, LLC break down by financial product category.

Product Complaints % of Total
Credit card 1,007 30.7%
Credit reporting or other personal consumer reports 746 22.8%
Debt collection 741 22.6%
Credit card or prepaid card 447 13.6%
Credit reporting, credit repair services, or other personal consumer reports 312 9.5%
Bank account or service 5 0.2%
Checking or savings account 5 0.2%
Credit reporting 4 0.1%
Prepaid card 3 0.1%
Consumer Loan 2 0.1%
Debt or credit management 2 0.1%
Other financial service 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Continental Finance Company, LLC.

Incorrect information on your report 570
Improper use of your report 390
Attempts to collect debt not owed 264
Fees or interest 245
Problem with a purchase shown on your statement 188
Took or threatened to take negative or legal action 166
Getting a credit card 156
Problem when making payments 156
Problem with a company's investigation into an existing problem 145
Other features, terms, or problems 113

Company Response Breakdown

When consumers file complaints, Continental Finance Company, LLC responds in one of several ways. The breakdown below shows how Continental Finance Company, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 3,257 99.4%
Closed with monetary relief 12 0.4%
Closed 6 0.2%
Closed with non-monetary relief 1 0%

Complaints by State

Top states where consumers have filed complaints against Continental Finance Company, LLC.

Your Rights

What to do if you have a complaint against Continental Finance Company, LLC

  1. Contact Continental Finance Company, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Continental Finance Company, LLC have?

    Continental Finance Company, LLC has 3,276 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Continental Finance Company, LLC?

    The most common issue reported is Incorrect information on your report with 570 complaints.

  • How do I file a complaint against Continental Finance Company, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Continental Finance Company, LLC respond to complaints on time?

    Continental Finance Company, LLC has a 99.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.