Flagstar Bank, National Association Consumer Complaints
Flagstar Bank, National Association has received 500 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 500 total complaints on file with the CFPB.
- Most complaints are about Mortgage (246).
- Timely response rate: 99.8%.
- Consumer disputed rate: 16.1% of resolved complaints.
Complaints by Product
The following table shows how complaints against Flagstar Bank, National Association break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Mortgage | 246 | 49.2% |
| Bank account or service | 178 | 35.6% |
| Checking or savings account | 55 | 11.0% |
| Debt collection | 6 | 1.2% |
| Credit reporting, credit repair services, or other personal consumer reports | 5 | 1.0% |
| Consumer Loan | 4 | 0.8% |
| Credit card | 3 | 0.6% |
| Credit card or prepaid card | 1 | 0.2% |
| Credit reporting | 1 | 0.2% |
| Prepaid card | 1 | 0.2% |
Most Common Issues
These are the specific issues consumers most frequently report about Flagstar Bank, National Association.
Company Response Breakdown
When consumers file complaints, Flagstar Bank, National Association responds in one of several ways. The breakdown below shows how Flagstar Bank, National Association has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 454 | 90.8% |
| Closed without relief | 26 | 5.2% |
| Closed with monetary relief | 7 | 1.4% |
| Closed with non-monetary relief | 7 | 1.4% |
| Closed with relief | 5 | 1% |
| Closed | 1 | 0.2% |
Complaints by State
Top states where consumers have filed complaints against Flagstar Bank, National Association.
| State | Complaints |
|---|---|
| New York | 104 |
| Florida | 68 |
| Ohio | 59 |
| California | 46 |
| New Jersey | 31 |
| Arizona | 28 |
| Texas | 21 |
| Illinois | 12 |
| North Carolina | 12 |
| Michigan | 10 |
| Massachusetts | 9 |
| Maryland | 9 |
| Georgia | 8 |
| Pennsylvania | 8 |
| Colorado | 6 |
| District of Columbia | 6 |
| Nevada | 6 |
| South Carolina | 6 |
| Virginia | 6 |
| Louisiana | 5 |
Your Rights
What to do if you have a complaint against Flagstar Bank, National Association
- Contact Flagstar Bank, National Association directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Flagstar Bank, National Association have?
Flagstar Bank, National Association has 500 consumer complaints on file with the CFPB as of our last data refresh.
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What is the most common complaint about Flagstar Bank, National Association?
The most common issue reported is Account opening, closing, or management with 116 complaints.
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How do I file a complaint against Flagstar Bank, National Association?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Flagstar Bank, National Association respond to complaints on time?
Flagstar Bank, National Association has a 99.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.