Key Takeaways

  • 3,197 total complaints on file with the CFPB.
  • Most complaints are about Prepaid card (2,021).
  • Timely response rate: 77.1%.
  • Consumer disputed rate: 20.3% of resolved complaints.
3,197 Total complaints
77.1% Timely response rate
20.3% Consumer disputed rate
Prepaid card Most common product

Complaints by Product

The following table shows how complaints against Incomm Holdings Inc. break down by financial product category.

Product Complaints % of Total
Prepaid card 2,021 63.2%
Credit card or prepaid card 1,062 33.2%
Credit card 64 2.0%
Money transfer, virtual currency, or money service 25 0.8%
Checking or savings account 19 0.6%
Credit reporting, credit repair services, or other personal consumer reports 2 0.1%
Bank account or service 1 0.0%
Credit reporting or other personal consumer reports 1 0.0%
Debt or credit management 1 0.0%
Payday loan, title loan, or personal loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Incomm Holdings Inc..

Trouble using the card 1,714
Problem with a purchase or transfer 668
Problem getting a card or closing an account 311
Unexpected or other fees 238
Trouble using your card 62
Problem with a purchase shown on your statement 44
Fraud or scam 27
Unauthorized transactions/trans. issues 23
Advertising 14
Other features, terms, or problems 14

Company Response Breakdown

When consumers file complaints, Incomm Holdings Inc. responds in one of several ways. The breakdown below shows how Incomm Holdings Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 3,182 99.5%
Closed with monetary relief 13 0.4%
Untimely response 2 0.1%

Complaints by State

Top states where consumers have filed complaints against Incomm Holdings Inc..

Your Rights

What to do if you have a complaint against Incomm Holdings Inc.

  1. Contact Incomm Holdings Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Incomm Holdings Inc. have?

    Incomm Holdings Inc. has 3,197 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Incomm Holdings Inc.?

    The most common issue reported is Trouble using the card with 1,714 complaints.

  • How do I file a complaint against Incomm Holdings Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Incomm Holdings Inc. respond to complaints on time?

    Incomm Holdings Inc. has a 77.1% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.