LJ Ross Associates Consumer Complaints
LJ Ross Associates has received 2,326 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 2,326 total complaints on file with the CFPB.
- Most complaints are about Debt collection (1,824).
- Timely response rate: 99.9%.
- Consumer disputed rate: 23.0% of resolved complaints.
Complaints by Product
The following table shows how complaints against LJ Ross Associates break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 1,824 | 78.4% |
| Credit reporting or other personal consumer reports | 344 | 14.8% |
| Credit reporting, credit repair services, or other personal consumer reports | 147 | 6.3% |
| Debt or credit management | 5 | 0.2% |
| Credit card or prepaid card | 2 | 0.1% |
| Checking or savings account | 1 | 0.0% |
| Consumer Loan | 1 | 0.0% |
| Payday loan, title loan, or personal loan | 1 | 0.0% |
| Vehicle loan or lease | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about LJ Ross Associates.
Company Response Breakdown
When consumers file complaints, LJ Ross Associates responds in one of several ways. The breakdown below shows how LJ Ross Associates has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 2,300 | 98.9% |
| Closed | 17 | 0.7% |
| Closed with non-monetary relief | 9 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against LJ Ross Associates.
| State | Complaints |
|---|---|
| Michigan | 413 |
| Illinois | 315 |
| Florida | 229 |
| Maryland | 170 |
| Wisconsin | 136 |
| Pennsylvania | 124 |
| Texas | 113 |
| New York | 105 |
| Ohio | 80 |
| Georgia | 67 |
| Virginia | 65 |
| New Jersey | 59 |
| California | 58 |
| Nevada | 35 |
| North Carolina | 30 |
| Tennessee | 30 |
| Connecticut | 27 |
| District of Columbia | 22 |
| Missouri | 22 |
| Indiana | 21 |
Your Rights
What to do if you have a complaint against LJ Ross Associates
- Contact LJ Ross Associates directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does LJ Ross Associates have?
LJ Ross Associates has 2,326 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about LJ Ross Associates?
The most common issue reported is Attempts to collect debt not owed with 906 complaints.
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How do I file a complaint against LJ Ross Associates?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does LJ Ross Associates respond to complaints on time?
LJ Ross Associates has a 99.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.