Key Takeaways

  • 7,832 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (6,801).
  • Timely response rate: 98.9%.
  • Consumer disputed rate: 17.8% of resolved complaints.
7,832 Total complaints
98.9% Timely response rate
17.8% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against LoanCare, LLC break down by financial product category.

Product Complaints % of Total
Mortgage 6,801 86.8%
Credit reporting, credit repair services, or other personal consumer reports 526 6.7%
Credit reporting or other personal consumer reports 304 3.9%
Debt collection 153 2.0%
Money transfer, virtual currency, or money service 11 0.1%
Payday loan, title loan, or personal loan 8 0.1%
Checking or savings account 7 0.1%
Credit card 7 0.1%
Bank account or service 3 0.0%
Credit card or prepaid card 3 0.0%
Credit reporting 3 0.0%
Debt or credit management 3 0.0%
Consumer Loan 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about LoanCare, LLC.

Trouble during payment process 3,822
Struggling to pay mortgage 1,212
Loan servicing, payments, escrow account 811
Incorrect information on your report 733
Applying for a mortgage or refinancing an existing mortgage 224
Closing on a mortgage 220
Problem with a credit reporting company's investigation into an existing problem 207
Loan modification,collection,foreclosure 155
Improper use of your report 94
Problem with a company's investigation into an existing problem 76

Company Response Breakdown

When consumers file complaints, LoanCare, LLC responds in one of several ways. The breakdown below shows how LoanCare, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 7,721 98.6%
In progress 99 1.3%
Closed with monetary relief 8 0.1%
Closed 4 0.1%

Complaints by State

Top states where consumers have filed complaints against LoanCare, LLC.

State Complaints
California 1,186
Florida 832
Texas 730
New Jersey 339
Michigan 305
Georgia 300
New York 294
Washington 270
Maryland 260
Arizona 254
Virginia 234
North Carolina 227
Pennsylvania 227
Illinois 202
Colorado 165
Ohio 155
South Carolina 134
Massachusetts 115
Oregon 107
Tennessee 105

Your Rights

What to do if you have a complaint against LoanCare, LLC

  1. Contact LoanCare, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does LoanCare, LLC have?

    LoanCare, LLC has 7,832 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about LoanCare, LLC?

    The most common issue reported is Trouble during payment process with 3,822 complaints.

  • How do I file a complaint against LoanCare, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does LoanCare, LLC respond to complaints on time?

    LoanCare, LLC has a 98.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.