Key Takeaways

  • 1,874 total complaints on file with the CFPB.
  • Most complaints are about Credit reporting or other personal consumer reports (1,492).
  • Timely response rate: 92.4%.
  • Consumer disputed rate: 8.0% of resolved complaints.
1,874 Total complaints
92.4% Timely response rate
8.0% Consumer disputed rate
Credit reporting or other personal consumer reports Most common product

Complaints by Product

The following table shows how complaints against MicroBilt / PRBC (formerly CL Verify) break down by financial product category.

Product Complaints % of Total
Credit reporting or other personal consumer reports 1,492 79.6%
Credit reporting, credit repair services, or other personal consumer reports 348 18.6%
Credit reporting 17 0.9%
Debt collection 14 0.7%
Consumer Loan 2 0.1%
Payday loan, title loan, personal loan, or advance loan 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about MicroBilt / PRBC (formerly CL Verify).

Incorrect information on your report 743
Problem with fraud alerts or security freezes 456
Improper use of your report 377
Unable to get your credit report or credit score 133
Problem with a company's investigation into an existing problem 101
Problem with a credit reporting company's investigation into an existing problem 18
Incorrect information on credit report 6
Credit monitoring or identity theft protection services 5
Attempts to collect debt not owed 4
Improper use of my credit report 4

Company Response Breakdown

When consumers file complaints, MicroBilt / PRBC (formerly CL Verify) responds in one of several ways. The breakdown below shows how MicroBilt / PRBC (formerly CL Verify) has resolved complaints.

Response Count Percentage
Closed with explanation 1,873 99.9%
Closed 1 0.1%

Complaints by State

Top states where consumers have filed complaints against MicroBilt / PRBC (formerly CL Verify).

Your Rights

What to do if you have a complaint against MicroBilt / PRBC (formerly CL Verify)

  1. Contact MicroBilt / PRBC (formerly CL Verify) directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does MicroBilt / PRBC (formerly CL Verify) have?

    MicroBilt / PRBC (formerly CL Verify) has 1,874 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about MicroBilt / PRBC (formerly CL Verify)?

    The most common issue reported is Incorrect information on your report with 743 complaints.

  • How do I file a complaint against MicroBilt / PRBC (formerly CL Verify)?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does MicroBilt / PRBC (formerly CL Verify) respond to complaints on time?

    MicroBilt / PRBC (formerly CL Verify) has a 92.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.