National Credit Adjusters, LLC Consumer Complaints
National Credit Adjusters, LLC has received 9,687 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 9,687 total complaints on file with the CFPB.
- Most complaints are about Debt collection (7,052).
- Timely response rate: 98.8%.
- Consumer disputed rate: 13.4% of resolved complaints.
Complaints by Product
The following table shows how complaints against National Credit Adjusters, LLC break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 7,052 | 72.8% |
| Credit reporting or other personal consumer reports | 1,357 | 14.0% |
| Credit reporting, credit repair services, or other personal consumer reports | 1,064 | 11.0% |
| Payday loan, title loan, or personal loan | 68 | 0.7% |
| Payday loan, title loan, personal loan, or advance loan | 61 | 0.6% |
| Payday loan | 26 | 0.3% |
| Credit card or prepaid card | 13 | 0.1% |
| Consumer Loan | 11 | 0.1% |
| Credit card | 10 | 0.1% |
| Money transfer, virtual currency, or money service | 8 | 0.1% |
| Debt or credit management | 7 | 0.1% |
| Credit reporting | 4 | 0.0% |
| Checking or savings account | 2 | 0.0% |
| Student loan | 2 | 0.0% |
| Bank account or service | 1 | 0.0% |
| Vehicle loan or lease | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about National Credit Adjusters, LLC.
Company Response Breakdown
When consumers file complaints, National Credit Adjusters, LLC responds in one of several ways. The breakdown below shows how National Credit Adjusters, LLC has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 9,008 | 93% |
| In progress | 673 | 6.9% |
| Closed | 3 | 0% |
| Closed with monetary relief | 2 | 0% |
| Closed with non-monetary relief | 1 | 0% |
Complaints by State
Top states where consumers have filed complaints against National Credit Adjusters, LLC.
| State | Complaints |
|---|---|
| Texas | 2,775 |
| California | 1,509 |
| Alabama | 540 |
| Florida | 480 |
| Ohio | 457 |
| Georgia | 391 |
| South Carolina | 371 |
| Louisiana | 367 |
| Tennessee | 348 |
| Michigan | 219 |
| Missouri | 210 |
| Illinois | 203 |
| Mississippi | 192 |
| Virginia | 192 |
| Arizona | 140 |
| Nevada | 129 |
| Wisconsin | 116 |
| Maryland | 86 |
| North Carolina | 82 |
| Pennsylvania | 79 |
Your Rights
What to do if you have a complaint against National Credit Adjusters, LLC
- Contact National Credit Adjusters, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does National Credit Adjusters, LLC have?
National Credit Adjusters, LLC has 9,687 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about National Credit Adjusters, LLC?
The most common issue reported is Attempts to collect debt not owed with 3,155 complaints.
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How do I file a complaint against National Credit Adjusters, LLC?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does National Credit Adjusters, LLC respond to complaints on time?
National Credit Adjusters, LLC has a 98.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.