Key Takeaways

  • 930 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (146).
  • Timely response rate: 98.4%.
  • Consumer disputed rate: 23.6% of resolved complaints.
930 Total complaints
98.4% Timely response rate
23.6% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against State Farm Bank, FSB break down by financial product category.

Product Complaints % of Total
Mortgage 146 15.7%
Credit reporting, credit repair services, or other personal consumer reports 137 14.7%
Credit card 115 12.4%
Credit card or prepaid card 115 12.4%
Debt collection 91 9.8%
Bank account or service 86 9.2%
Consumer Loan 83 8.9%
Checking or savings account 77 8.3%
Vehicle loan or lease 63 6.8%
Payday loan, title loan, or personal loan 7 0.8%
Credit reporting 5 0.5%
Money transfer, virtual currency, or money service 4 0.4%
Prepaid card 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about State Farm Bank, FSB.

Incorrect information on your report 99
Managing the loan or lease 70
Account opening, closing, or management 52
Managing an account 51
Attempts to collect debt not owed 50
Loan modification,collection,foreclosure 40
Loan servicing, payments, escrow account 37
Trouble during payment process 36
Improper use of your report 31
Problem with a credit reporting company's investigation into an existing problem 27

Company Response Breakdown

When consumers file complaints, State Farm Bank, FSB responds in one of several ways. The breakdown below shows how State Farm Bank, FSB has resolved complaints.

Response Count Percentage
Closed with explanation 780 83.9%
Closed with monetary relief 77 8.3%
Closed with non-monetary relief 58 6.2%
Closed without relief 12 1.3%
Closed with relief 2 0.2%
Closed 1 0.1%

Complaints by State

Top states where consumers have filed complaints against State Farm Bank, FSB.

Your Rights

What to do if you have a complaint against State Farm Bank, FSB

  1. Contact State Farm Bank, FSB directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does State Farm Bank, FSB have?

    State Farm Bank, FSB has 930 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about State Farm Bank, FSB?

    The most common issue reported is Incorrect information on your report with 99 complaints.

  • How do I file a complaint against State Farm Bank, FSB?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does State Farm Bank, FSB respond to complaints on time?

    State Farm Bank, FSB has a 98.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.