Key Takeaways

  • 1,406 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (1,182).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 15.3% of resolved complaints.
1,406 Total complaints
99.6% Timely response rate
15.3% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Williams & Fudge, Inc break down by financial product category.

Product Complaints % of Total
Debt collection 1,182 84.1%
Student loan 105 7.5%
Credit reporting or other personal consumer reports 67 4.8%
Credit reporting, credit repair services, or other personal consumer reports 42 3.0%
Credit reporting 3 0.2%
Debt or credit management 3 0.2%
Bank account or service 1 0.1%
Consumer Loan 1 0.1%
Credit card 1 0.1%
Payday loan, title loan, personal loan, or advance loan 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Williams & Fudge, Inc.

Attempts to collect debt not owed 297
Communication tactics 250
Written notification about debt 158
False statements or representation 153
Cont'd attempts collect debt not owed 91
Threatened to contact someone or share information improperly 65
Incorrect information on your report 63
Took or threatened to take negative or legal action 61
Disclosure verification of debt 52
Dealing with your lender or servicer 42

Company Response Breakdown

When consumers file complaints, Williams & Fudge, Inc responds in one of several ways. The breakdown below shows how Williams & Fudge, Inc has resolved complaints.

Response Count Percentage
Closed with explanation 1,406 100%

Complaints by State

Top states where consumers have filed complaints against Williams & Fudge, Inc.

Your Rights

What to do if you have a complaint against Williams & Fudge, Inc

  1. Contact Williams & Fudge, Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Williams & Fudge, Inc have?

    Williams & Fudge, Inc has 1,406 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Williams & Fudge, Inc?

    The most common issue reported is Attempts to collect debt not owed with 297 complaints.

  • How do I file a complaint against Williams & Fudge, Inc?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Williams & Fudge, Inc respond to complaints on time?

    Williams & Fudge, Inc has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.