Key Takeaways

  • 5,018 total complaints on file with the CFPB.
  • Most complaints are about Vehicle loan or lease (1,915).
  • Timely response rate: 99.1%.
  • Consumer disputed rate: 20.6% of resolved complaints.
5,018 Total complaints
99.1% Timely response rate
20.6% Consumer disputed rate
Vehicle loan or lease Most common product

Complaints by Product

The following table shows how complaints against Nissan Motor Acceptance Company LLC break down by financial product category.

Product Complaints % of Total
Vehicle loan or lease 1,915 38.2%
Credit reporting, credit repair services, or other personal consumer reports 982 19.6%
Credit reporting or other personal consumer reports 920 18.3%
Debt collection 624 12.4%
Consumer Loan 515 10.3%
Payday loan, title loan, or personal loan 21 0.4%
Credit card or prepaid card 10 0.2%
Credit reporting 10 0.2%
Credit card 6 0.1%
Payday loan, title loan, personal loan, or advance loan 5 0.1%
Bank account or service 3 0.1%
Checking or savings account 3 0.1%
Money transfer, virtual currency, or money service 3 0.1%
Debt or credit management 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Nissan Motor Acceptance Company LLC.

Incorrect information on your report 1,135
Managing the loan or lease 898
Improper use of your report 574
Problems at the end of the loan or lease 418
Problem with a credit reporting company's investigation into an existing problem 291
Getting a loan or lease 225
Attempts to collect debt not owed 217
Problem with a company's investigation into an existing problem 185
Struggling to pay your loan 181
Repossession 174

Company Response Breakdown

When consumers file complaints, Nissan Motor Acceptance Company LLC responds in one of several ways. The breakdown below shows how Nissan Motor Acceptance Company LLC has resolved complaints.

Response Count Percentage
Closed with explanation 4,963 98.9%
In progress 23 0.5%
Closed with non-monetary relief 17 0.3%
Closed 7 0.1%
Closed with monetary relief 7 0.1%
Untimely response 1 0%

Complaints by State

Top states where consumers have filed complaints against Nissan Motor Acceptance Company LLC.

Your Rights

What to do if you have a complaint against Nissan Motor Acceptance Company LLC

  1. Contact Nissan Motor Acceptance Company LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Nissan Motor Acceptance Company LLC have?

    Nissan Motor Acceptance Company LLC has 5,018 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Nissan Motor Acceptance Company LLC?

    The most common issue reported is Incorrect information on your report with 1,135 complaints.

  • How do I file a complaint against Nissan Motor Acceptance Company LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Nissan Motor Acceptance Company LLC respond to complaints on time?

    Nissan Motor Acceptance Company LLC has a 99.1% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.