Key Takeaways

  • 15,892 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (14,543).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 25.0% of resolved complaints.
15,892 Total complaints
99.6% Timely response rate
25.0% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Select Portfolio Servicing, Inc. break down by financial product category.

Product Complaints % of Total
Mortgage 14,543 91.5%
Debt collection 794 5.0%
Credit reporting, credit repair services, or other personal consumer reports 296 1.9%
Credit reporting or other personal consumer reports 187 1.2%
Debt or credit management 14 0.1%
Money transfer, virtual currency, or money service 14 0.1%
Bank account or service 10 0.1%
Checking or savings account 10 0.1%
Consumer Loan 5 0.0%
Credit reporting 5 0.0%
Credit card or prepaid card 4 0.0%
Payday loan, title loan, or personal loan 4 0.0%
Vehicle loan or lease 2 0.0%
Credit card 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%
Prepaid card 1 0.0%
Student loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Select Portfolio Servicing, Inc..

Struggling to pay mortgage 4,327
Trouble during payment process 3,717
Loan modification,collection,foreclosure 3,499
Loan servicing, payments, escrow account 1,390
Incorrect information on your report 432
Applying for a mortgage or refinancing an existing mortgage 424
Closing on a mortgage 351
Other 260
Settlement process and costs 180
Attempts to collect debt not owed 173

Company Response Breakdown

When consumers file complaints, Select Portfolio Servicing, Inc. responds in one of several ways. The breakdown below shows how Select Portfolio Servicing, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 15,729 99%
Closed with non-monetary relief 87 0.5%
Closed with relief 37 0.2%
Closed 17 0.1%
Closed with monetary relief 14 0.1%
In progress 8 0.1%

Complaints by State

Top states where consumers have filed complaints against Select Portfolio Servicing, Inc..

State Complaints
California 3,534
Florida 2,008
Georgia 1,024
New York 979
Texas 708
Maryland 671
New Jersey 652
Illinois 589
Pennsylvania 528
Virginia 455
Massachusetts 357
Ohio 312
Washington 309
North Carolina 305
Arizona 267
Michigan 260
Tennessee 240
Connecticut 192
Nevada 184
Missouri 161

Your Rights

What to do if you have a complaint against Select Portfolio Servicing, Inc.

  1. Contact Select Portfolio Servicing, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Select Portfolio Servicing, Inc. have?

    Select Portfolio Servicing, Inc. has 15,892 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Select Portfolio Servicing, Inc.?

    The most common issue reported is Struggling to pay mortgage with 4,327 complaints.

  • How do I file a complaint against Select Portfolio Servicing, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Select Portfolio Servicing, Inc. respond to complaints on time?

    Select Portfolio Servicing, Inc. has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.