Social Finance, Inc. Consumer Complaints
Social Finance, Inc. has received 992 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 992 total complaints on file with the CFPB.
- Most complaints are about Checking or savings account (241).
- Timely response rate: 99.7%.
- Consumer disputed rate: 24.7% of resolved complaints.
Complaints by Product
The following table shows how complaints against Social Finance, Inc. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Checking or savings account | 241 | 24.3% |
| Payday loan, title loan, or personal loan | 178 | 17.9% |
| Student loan | 162 | 16.3% |
| Credit reporting, credit repair services, or other personal consumer reports | 133 | 13.4% |
| Credit card or prepaid card | 108 | 10.9% |
| Debt collection | 52 | 5.2% |
| Mortgage | 51 | 5.1% |
| Consumer Loan | 42 | 4.2% |
| Money transfer, virtual currency, or money service | 23 | 2.3% |
| Bank account or service | 1 | 0.1% |
| Other financial service | 1 | 0.1% |
Most Common Issues
These are the specific issues consumers most frequently report about Social Finance, Inc..
Company Response Breakdown
When consumers file complaints, Social Finance, Inc. responds in one of several ways. The breakdown below shows how Social Finance, Inc. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 967 | 97.5% |
| Closed with monetary relief | 21 | 2.1% |
| Closed with non-monetary relief | 4 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against Social Finance, Inc..
| State | Complaints |
|---|---|
| California | 148 |
| New York | 97 |
| Texas | 81 |
| Florida | 52 |
| Illinois | 44 |
| Virginia | 41 |
| New Jersey | 39 |
| Maryland | 38 |
| Pennsylvania | 36 |
| Ohio | 33 |
| Georgia | 32 |
| Michigan | 29 |
| Washington | 26 |
| North Carolina | 23 |
| Arizona | 22 |
| Massachusetts | 18 |
| Minnesota | 18 |
| Oregon | 17 |
| District of Columbia | 14 |
| Missouri | 13 |
Your Rights
What to do if you have a complaint against Social Finance, Inc.
- Contact Social Finance, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Social Finance, Inc. have?
Social Finance, Inc. has 992 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Social Finance, Inc.?
The most common issue reported is Managing an account with 164 complaints.
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How do I file a complaint against Social Finance, Inc.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Social Finance, Inc. respond to complaints on time?
Social Finance, Inc. has a 99.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.