Atlanticus Services Corporation Consumer Complaints
Atlanticus Services Corporation has received 4,790 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Apr 16, 2026Key Takeaways
- 4,790 total complaints on file with the CFPB.
- Most complaints are about Credit card (1,458).
- Timely response rate: 91.5%.
- Consumer disputed rate: 12.2% of resolved complaints.
Complaints by Product
The following table shows how complaints against Atlanticus Services Corporation break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Credit card | 1,458 | 30.4% |
| Credit card or prepaid card | 936 | 19.5% |
| Credit reporting or other personal consumer reports | 884 | 18.5% |
| Debt collection | 790 | 16.5% |
| Credit reporting, credit repair services, or other personal consumer reports | 579 | 12.1% |
| Payday loan, title loan, or personal loan | 56 | 1.2% |
| Payday loan, title loan, personal loan, or advance loan | 36 | 0.8% |
| Consumer Loan | 29 | 0.6% |
| Debt or credit management | 5 | 0.1% |
| Checking or savings account | 4 | 0.1% |
| Mortgage | 4 | 0.1% |
| Credit reporting | 3 | 0.1% |
| Money transfer, virtual currency, or money service | 2 | 0.0% |
| Payday loan | 2 | 0.0% |
| Bank account or service | 1 | 0.0% |
| Prepaid card | 1 | 0.0% |
Most Common Issues
These are the specific issues consumers most frequently report about Atlanticus Services Corporation.
Company Response Breakdown
When consumers file complaints, Atlanticus Services Corporation responds in one of several ways. The breakdown below shows how Atlanticus Services Corporation has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 3,104 | 64.8% |
| Closed with monetary relief | 765 | 16% |
| Closed with non-monetary relief | 738 | 15.4% |
| Closed | 165 | 3.4% |
| In progress | 18 | 0.4% |
Complaints by State
Top states where consumers have filed complaints against Atlanticus Services Corporation.
| State | Complaints |
|---|---|
| Florida | 471 |
| California | 465 |
| Texas | 427 |
| Georgia | 359 |
| New York | 328 |
| North Carolina | 197 |
| Pennsylvania | 196 |
| Michigan | 172 |
| Ohio | 169 |
| Illinois | 136 |
| New Jersey | 134 |
| Virginia | 119 |
| Massachusetts | 96 |
| Missouri | 94 |
| Tennessee | 93 |
| Maryland | 92 |
| Louisiana | 89 |
| Arizona | 88 |
| South Carolina | 88 |
| Alabama | 86 |
Your Rights
What to do if you have a complaint against Atlanticus Services Corporation
- Contact Atlanticus Services Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Atlanticus Services Corporation have?
Atlanticus Services Corporation has 4,790 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Atlanticus Services Corporation?
The most common issue reported is Incorrect information on your report with 855 complaints.
-
How do I file a complaint against Atlanticus Services Corporation?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does Atlanticus Services Corporation respond to complaints on time?
Atlanticus Services Corporation has a 91.5% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.