Key Takeaways

  • 3,843 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (3,519).
  • Timely response rate: 97.2%.
  • Consumer disputed rate: 25.7% of resolved complaints.
3,843 Total complaints
97.2% Timely response rate
25.7% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Fay Servicing, LLC break down by financial product category.

Product Complaints % of Total
Mortgage 3,519 91.6%
Debt collection 165 4.3%
Credit reporting or other personal consumer reports 69 1.8%
Credit reporting, credit repair services, or other personal consumer reports 68 1.8%
Debt or credit management 8 0.2%
Checking or savings account 4 0.1%
Money transfer, virtual currency, or money service 4 0.1%
Payday loan, title loan, or personal loan 2 0.1%
Payday loan, title loan, personal loan, or advance loan 2 0.1%
Bank account or service 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Fay Servicing, LLC.

Trouble during payment process 1,385
Struggling to pay mortgage 1,336
Loan modification,collection,foreclosure 303
Loan servicing, payments, escrow account 198
Incorrect information on your report 131
Closing on a mortgage 95
Applying for a mortgage or refinancing an existing mortgage 92
Attempts to collect debt not owed 41
Written notification about debt 34
False statements or representation 32

Company Response Breakdown

When consumers file complaints, Fay Servicing, LLC responds in one of several ways. The breakdown below shows how Fay Servicing, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 3,826 99.6%
In progress 13 0.3%
Closed with monetary relief 3 0.1%
Closed 1 0%

Complaints by State

Top states where consumers have filed complaints against Fay Servicing, LLC.

Your Rights

What to do if you have a complaint against Fay Servicing, LLC

  1. Contact Fay Servicing, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Fay Servicing, LLC have?

    Fay Servicing, LLC has 3,843 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Fay Servicing, LLC?

    The most common issue reported is Trouble during payment process with 1,385 complaints.

  • How do I file a complaint against Fay Servicing, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Fay Servicing, LLC respond to complaints on time?

    Fay Servicing, LLC has a 97.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.