Key Takeaways

  • 22,170 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (8,972).
  • Timely response rate: 98.9%.
  • Consumer disputed rate: 0.0% of resolved complaints.
22,170 Total complaints
98.9% Timely response rate
0.0% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Truist Financial Corporation break down by financial product category.

Product Complaints % of Total
Checking or savings account 8,972 40.5%
Credit reporting or other personal consumer reports 3,087 13.9%
Mortgage 2,707 12.2%
Credit reporting, credit repair services, or other personal consumer reports 1,681 7.6%
Vehicle loan or lease 1,462 6.6%
Debt collection 1,242 5.6%
Money transfer, virtual currency, or money service 832 3.8%
Credit card 804 3.6%
Credit card or prepaid card 555 2.5%
Payday loan, title loan, personal loan, or advance loan 458 2.1%
Payday loan, title loan, or personal loan 310 1.4%
Student loan 26 0.1%
Debt or credit management 21 0.1%
Prepaid card 13 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Truist Financial Corporation.

Managing an account 5,061
Incorrect information on your report 2,303
Improper use of your report 1,978
Trouble during payment process 1,712
Closing an account 1,396
Opening an account 917
Problem with a lender or other company charging your account 894
Problem caused by your funds being low 660
Managing the loan or lease 543
Problem with a company's investigation into an existing problem 539

Company Response Breakdown

When consumers file complaints, Truist Financial Corporation responds in one of several ways. The breakdown below shows how Truist Financial Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 19,575 88.3%
Closed with non-monetary relief 1,360 6.1%
Closed with monetary relief 1,040 4.7%
In progress 195 0.9%

Complaints by State

Top states where consumers have filed complaints against Truist Financial Corporation.

State Complaints
Florida 4,232
Georgia 2,920
Texas 1,824
North Carolina 1,759
Virginia 1,650
Maryland 1,434
Pennsylvania 904
California 791
South Carolina 733
Tennessee 667
New York 549
New Jersey 425
Illinois 374
Alabama 359
Ohio 323
District of Columbia 247
Arizona 195
Kentucky 193
Louisiana 186
Michigan 185

Your Rights

What to do if you have a complaint against Truist Financial Corporation

  1. Contact Truist Financial Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Truist Financial Corporation have?

    Truist Financial Corporation has 22,170 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Truist Financial Corporation?

    The most common issue reported is Managing an account with 5,061 complaints.

  • How do I file a complaint against Truist Financial Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Truist Financial Corporation respond to complaints on time?

    Truist Financial Corporation has a 98.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed April 2026.